Kenneth J. Dalto & Associates is recognized as a premiere firm specialized in servicing the debt capitalization needs of middle market clients in the Midwest. The firm has been involved in hundreds of loan requests for private business and development projects.
Attaining senior debt financing makes up a significant portion of the firm’s activities. Turnaround and management consulting also involves debt restructuring and refinancing on every engagement.
Over the past two decades, the firm has been involved in a variety of senior debt lines of credit, equipment loans, real estate mortgages, asset based loans, construction financing, leveraged buyouts and other forms of debt facilities and securities.
When needed, subordinated debt is obtained to improve a clients financing. Sub-debt may be the critical success factor in acquiring senior debt or in merger and acquisition leveraged buyouts.
The firm has developed a vast network of financial institutions and private investors across the country. The database consists of thousands of names and is used to source the funding for both debt or equity transactions.
Consultants have many years of experience in structuring deals including analysis, presentation, memorandums, projections, documentation, negotiations and closing. Every customer situation is unique, therefore the knowledge of preparing a customized package targeted for specific sources is critical to the success of the capital requirement.
To ensure the integrity of financial transactions, consultants perform sophisticated and thorough analysis of the business seeking capital. A full investigation is performed on the finances, operations, revenues, management and organization. The firm is often called upon by major banks and institutional investors to conduct due diligence and field audits of prospective investments.
Kenneth J. Dalto & Associates has a reputation for preparing business plans and memorandums that excel beyond lender and investor expectations. All packages are based on a rigorous investigation with detailed financial projections. When needed, a detailed strategic marketing plan with market research is performed.
In many cases, the business seeking capital finance also needs assistance in corporate “housecleaning” which involves cost efficiencies, restructuring and profit enhancement. Consultants assess improvement needs and assist in the implementation to ensure that the raising of new capital is successful.
Types of debt financings Kenneth J. Dalto & Associates offers include:
- Senior debt loans
- Loan refinancing
- Lines-of-credit
- Working capital financing
- Equipment loans
- Real estate mortgages
- Turnaround financing
- SBA guaranteed loans
- Asset based loans
- Construction loans
- Manufacturing loans
- Wholesale and retail financing
- Sale/leaseback (equipment, real estate)
- Debtor-in-possession
- Growth financing
- Leveraged buyouts
- Factoring
- Subordinated debt placement
- Mezzanine / bridge financing
- Convertible debentures/hybrid
- Corporate bonds
- Letters of credit
- Private placements
- Purchase order financing
